
The Truth
Insurance companies are for-profit businesses.
Their adjusters are incentivized to pay less, not more.
Your Advantage
We level the playing field
with professional documentation and expert advocacy.
1.
Comprehensive Damage Documentation
We find damage adjusters miss and photograph everything using industry-standard methods.
2.
Detailed Scope of Work
We create professional estimates using Xactimate software—the same system adjusters use—ensuring accuracy.
3.
Adjuster Meeting Presence
We meet your adjuster
on-site and professionally advocate for proper assessment.
4.
Supplement Negotiations
If initial estimates are low,
we file supplements with additional documentation.
5.
Depreciation Recovery
We help you recover
recoverable depreciation (RCV)
after work completion.
6.
Denial Appeals
If your claim is denied,
we prepare professional appeals with new evidence.
Step 1
Free Claim Evaluation (Day 1)
We inspect your roof and review your insurance policy to determine if you have a valid claim.
Step 2
Claim Filing Assistance (Day 2-3)
We help you file your claim properly with all necessary initial documentation.
Step 3
Adjuster Meeting Coordination (Week 1-2)
We schedule and attend the insurance adjuster's inspection, ensuring thorough assessment.
Step 4
Estimate Comparison (Week 2)
We compare the adjuster's estimate against our professional assessment and identify discrepancies.
Step 5
Negotiation & Supplements (Week 2-4)
If needed, we file supplements and negotiate for accurate settlement amounts.
Step 6
Approval & Scheduling (Week 4-6)
Once approved, we schedule your installation at your convenience.
Step 7
Installation & Final Payment (Week 6-8)
We complete the work and help you secure final payment.
Average Time to Approval
4-6 weeks
Your Involvement: Minimal we handle the heavy lifting
"Pre-existing condition"
Our Response
We prove damage is storm-related with detailed photo evidence and weather data.
"Normal wear and tear"
Our Response
We demonstrate impact damage vs. aging and establish storm causation.
"Insufficient damage"
Our Response
We provide comprehensive mapping showing damage extent across entire roof.
"Cosmetic damage only"
Our Response
We document functional impairment and compromised weatherproofing.
We Believe in Honesty
❌ We don't file fraudulent claims
❌ We don't inflate damage reports
❌ We don't pressure you to
file if damage doesn't warrant it
❌ We don't charge fees
for claim assistance (it's included)
Transparency Builds Trust
✅ We document only actual damage
✅ We give honest assessments
✅ We follow all
insurance regulations
✅ We prioritize long-term
relationships over quick sales
Case Study 1
The Denied Hail Claim Initial Status
Denied - "Insufficient damage"
Our Action
Documented 47 impact points
across 8 test squares
with photo evidence
Result
$18,400
Full replacement approved
Client Paid
$2,500 deductible only
Case Study 2
The Low-Ball Estimate Initial Offer
$6,200 for repair only
Our Action
Filed supplement showing
full replacement warranted, provided comparable estimates
Result
$14,300
Full replacement approval
Client Paid
$1,000 deductible only
Case Study 3
The "Too Old" Roof Initial Status
Denied - "Normal wear and tear"
Our Action
Proved storm event caused
accelerated failure with weather data and impact evidence
Result
$22,100
Full replacement approval
Client Paid
$2,500 deductible only
